CFO

 Advocate for Financial Clarity in Education

Carol Chapman brings more than two decades of financial leadership to Journey College Planning, but her true distinction lies in her unwavering concern for the rising cost of education and its impact on families. As CFO, Carol ensures that every financial strategy we offer is rooted in transparency, sustainability, and empathy.

Having witnessed firsthand how college costs can overwhelm even the most prepared families, Carol is passionate about making higher education financially accessible. She believes that no student should be forced to choose between their future and their family’s financial stability. Her work at JCP reflects that belief—translating complex financial data into clear, actionable insights that empower families to make informed decisions.

Carol’s background spans corporate finance, nonprofit budgeting, and educational advocacy. She’s known for her ability to forecast long-term outcomes, optimize operational efficiency, and build systems that support both mission and margin. At JCP, she’s the steward of our scholarship impact, cost modeling, and financial planning tools—ensuring that every dollar spent is a step toward a better future.

Carol doesn’t just crunch numbers—she champions fairness, clarity, and the belief that every student deserves a path to college that doesn’t come with a lifetime of debt.